I want to share with you how I went from having a none credit score to a credit score of 726 in 10 months. You heard me right, none. Credit. Not bad credit not zero credit but none credit. See I grew up with one philosophy about money. If you don’t have the money in your bank account or in your wallet don’t spend any. If there’s something you want to buy you save up for it. You said the money you saved up aside and you save up for another two months. That way when you spend the money to buy whatever it is you save it up for, you’re not flat broke.